Medicare PART D

When do I need Medicare Part D?

• Original Medicare does not include prescription drug coverage. Enrollment in a Part D with your Original Medicare will provide prescription drug coverage.

• Medicare Supplement (also called Medigap) plans do not include prescription drug benefits. Enrollment in a Part D plan with your Medicare Supplement will provide prescription drug coverage.

• Many Medicare Advantage Plans already include Part D prescription drug coverage.

How much is Medicare Part D? 

There are typically two types of costs with Medicare Part D:

• Plan premium

• Prescription drug costs

Each plan has a list of drugs that they cover called a "formulary." Many plans divide medications into "tiers." Each tier typically costs a different amount.

A licensed agent can help you estimate your costs and find a plan that meets your needs. There are also savings programs and other options (such as preferred pharmacy networks) to help reduce your costs.

Please contact me at 904-878-0205 (TTY: 711) to get started!